Here is picture of the girl from Fish Off. One of the few times I just just a human figure. This one is water color so you can see the paint tape creating a border. I start with the base coat background and the tone of her body and face.
Starting with dark tones to outline the braids, fingers, her ear and shirt. A few tones in the are and chin before getting some highlights by washing out the color where needed.
With the main part of the image done I can start get some defined fuzzyness in the hair without it looking blurry. I also get a bit more tone for the final definition and remove the tape to get a nice white border.